Engineering Insurance

The engineering insurance covers Contractors All Risk, Contractors All Risk, Machinery Breakdown, Contractors Plant & Equipment, and Electronic Equipment Insurance.

Plans & Benefits

Checkout our different engineering insurance programs.

Cumberland’s Contractors All Risks (C.A.R) policy is your comprehensive coverage for material damages and liability during the construction and maintenance period of your building project or civil engineering works. We understand the unique risks faced by contractors, and our policy provides you with peace of mind and financial security throughout the project. With coverage for material damage and third-party liability, our aim is to ensure comprehensive and adequate protection for your contract works.

Cumberland’s Erection All Risk (EAR) policy is designed to protect you during the erection and assembly of prefabricated elements or machines manufactured off-site. We provide coverage for material damages and liability, giving you the confidence to complete your project without unnecessary worries.

Equipment breakdown can be a significant setback for any business. Cumberland’s Machinery Breakdown Insurance offers coverage for the loss due to mechanical or electrical breakdown of various types of equipment, including photocopiers and computers. We not only cover the cost of repairing or replacing the equipment but also provide protection for any other property damaged as a result of the breakdown.

Protecting your valuable machinery is crucial for the success of your construction contracting business. Cumberland’s Contractors Plant & Equipment Insurance covers the damage or loss of expensive machinery, offering you peace of mind and financial protection. We understand the significance of these assets and the impact of their loss on your business.


In today’s digital age, electronic equipment plays a vital role in your business operations. Cumberland’s Electronic Equipment Insurance provides coverage for material damage to electronic equipment, including systems software, caused by sudden and unforeseen events. We understand the importance of these assets and offer optional coverage for the cost of external data media and the reconstruction of data.

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