[Back to products' Main Page]

:: HOMEOWNERS

Cumberland's Homeowners Policy includes the following basic coverage as standard;

• Loss of or Damage to Contents as a result of;
  
  
  • Fire, Lightning, Explosion and Aircraft,
    
  • Storm, Tempest, Flood and Earthquake,
    
  • Burst Pipes and Overflowing of Water Tanks, Impact ,
    
  • Theft, or attempted Theft, Malicious Damage,
    
  • Accidental Damage.
    
    
• Deterioration of frozen food due to failure of appliance.
  
• Rent and Accommodation costs whilst the home is being repaired following damage caused by an insured peril.
  
• Loss of or Damage to contents whilst temporarily moved from home.
  
• Removal of Contents to a new place of residence.
  
• Accidental Damage to Mirrors and Glass.
  
• Accidental Damage to Audio and Video equipment.
  
• Fatal injury for any family member residing at the premises following physical assault of by fire.
  
• Workmen's Compensation cover for Domestic Staff.
  
• Liability as a tenant under Articles 556 and 557 of the Codes des Obligations des Contrats.
  
• Liability to Neighbours under Articles 122 to 127 of the Codes des Obligations des Contrats.
  
• Public Liability.

In addition, the basic cover can be extended to include the following extensions;

• Loss of or Damage to Personal Possessions.
  Damage to the Buildings due to Fire, Lightning, Explosion and Aircraft, Storm,
  
• Tempest, Flood and Earthquake, Burst Pipes and Overflowing of Water Tanks, Impact , Theft, or attempted Theft and Malicious Damage.
  
• Personal Accident.
  

[ Back to Top]