Cumberland Today

A DEDICATED TEAM OF PROFESSIONALS
Cumberland has an outstanding team of executives who are committed to excellence and professionalism. We work closely with clients to understand all their insurance requirements and, by doing so, we are able to offer them the optimum solutions and insurance products tailor-made to match their particular needs.

BLUE CHIP TRUST AND CONFIDENCE
All Cumberland's reinsurance treaties are placed in the international reinsurance markets with companies that are rated "BBB" and above. The Company has an impressive roster of leading corporate clients and an exceptional reputation for professional service.

A STRONG PARTNERSHIP WITH CLIENTS & REINSURERS
Cumberland believes strongly in nurturing and developing a long lasting relationship with both clients and reinsurers. We regard both parties as important partners in our business, with whom we strive to develop mutual trust and confidence.

PROFESSIONAL KNOW HOW AND EXPERIENCE
This experience has given Cumberland the competitive edge and know how to successfully tackle new market opportunities. To capitalize on this success, the Company is presently expanding operations throughout the Middle East.

Cumberland's Expertise

PROFESSIONAL UNDERWRITING IS THE CORE OF OUR BUSINESS.
Consequently, achieving underwriting profits based on a creative, disciplined selection of risks, is a central goal. Equally important is the identification and development of new lines of business.

EXPERTISE IN A WIDE RANGE OF INSURANCE SERVICES
Cumberland's wealth of expertise extends from complex industrial risks to group and individual accident and health insurance.

UNCOVERING NICHE BUSINESS IN UNTAPPED MARKETS
Cumberland has a rich heritage of experience, experience which it is now leveraging to provide specialist capabilities in new and undeveloped areas of the insurance market. The expertise gained in setting up and maintaining its primary managed health care insurance scheme earned the Company a position as market leader in this field. Sound underwriting, in-house pro-active claims management, and innovative administrative techniques, are the key to our success.

PIONEERING EXCLUSIVE SERVICES FOR HEALTH CARE PROVIDERS
Cumberland has specific expertise in the field of Private Medical Insurance (PMI). In particular Cumberland has developed a range of services targeted at health care providers in order to facilitate their medical expense contracts with insurance companies and their clients. In doing so, Cumberland is offering a totally new service to a diversified market capitalizing on its unsurpassed experience in this field.

STATE OF THE ART TECHNOLOGY & ADMINISTRATION
Cumberland has invested heavily in new technology providing reliable and informative data, allowing all our personnel to access key information quickly, accurately and efficiently. Since mid-2002 we have outsourced all our I.T. requirements to Insurance Information Technology Company sarl

24-HOUR HELP-LINES
Typical of our leadership position in insurance technology and client service we operate 24-hour help-lines in order to provide our clients with unrivalled service. Just call the following numbers at any time for immediate service;

• Medical: 03 404047
• Motor:    03 296996

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